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Take overseas trade as an example. The convenience of electronic payment provides a more efficient settlement method for overseas express delivery business. In the past, complex international remittances and currency conversions may cause transaction delays, but now electronic payment makes the flow of funds faster, greatly shortening the transaction cycle of overseas express delivery. At the same time, for consumers, electronic payment allows them to purchase goods more easily around the world and choose overseas express delivery to their door.

However, electronic payment is not without challenges. Cybersecurity issues are always a hidden danger. Once payment information is leaked, it may cause huge losses to consumers and merchants. In the field of overseas express delivery, this may lead to errors in express delivery orders or the abuse of consumer personal information, which in turn affects the credibility and security of overseas express delivery services.

In addition, electronic payment standards and regulations vary from country to country, which brings certain complexity to cross-border overseas express delivery business. For example, restrictions on payment limits and payment tools in some countries may restrict consumers' willingness to purchase goods overseas and choose door-to-door express delivery.

Looking at domestic cash payments, although the proportion is decreasing, it is still indispensable in some specific scenarios. For example, in remote areas and among the elderly, they may have a low acceptance of electronic payments and prefer to use cash. This also affects the promotion and popularization of overseas express delivery services in these areas to a certain extent.

In short, the popularity of electronic payment has brought opportunities and challenges to the overseas express delivery business. All parties in the industry need to constantly adapt to changes, strengthen cooperation, and jointly promote the healthy development of the industry. Only through collaborative efforts in technology innovation, security, policies and regulations can overseas express delivery services ride the wave of electronic payment and bring consumers a better shopping experience.