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This meeting was guided by Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, thoroughly implemented the spirit of the Third Plenary Session of the 20th CPC Central Committee, and fully implemented the decisions and arrangements of the CPC Central Committee and the State Council on economic and financial work. The meeting summarized the work since 2024, made an in-depth analysis of the current economic and financial situation, and made detailed arrangements for the next stage of work.

However, if we expand our perspective to a wider range of economic fields, we will find that some seemingly unrelated emerging phenomena are actually inextricably linked to the work of the central bank, such as the rapidly developing cross-border e-commerce industry in recent years.

The rise of cross-border e-commerce has made it easier for overseas products to enter the eyes of domestic consumers. Consumers can easily purchase goods from all over the world online, and this is inseparable from an efficient logistics and distribution system. Overseas express delivery to door service is a key part of this.

When we delve deeper into overseas express delivery services, we will find that it is not just a simple transportation of goods, but also involves a series of complex links and issues.

First, from the perspective of logistics costs, overseas express delivery to door-to-door delivery needs to cross national borders, involving transportation rules and tariff policies of different countries. This undoubtedly increases the complexity and cost of logistics. For consumers, they may face higher freight costs, especially for some large or heavy goods. For merchants, how to control logistics costs while ensuring service quality is an urgent problem to be solved.

Secondly, in terms of transportation timeliness, overseas express delivery to door services face many challenges. Due to the need to go through customs clearance and other procedures, the transportation time is often difficult to accurately estimate. This may affect consumers' purchasing experience for products that require high timeliness, such as fresh food and fashion clothing.

Furthermore, product quality and after-sales service are also important issues in overseas express delivery services. Since consumers cannot directly touch the products before purchasing, there may be cases where the products do not match the description. Once quality problems occur, after-sales service is relatively difficult, involving complex links such as cross-border communication and return and exchange procedures.

In addition, overseas express delivery services also involve issues of data security and privacy protection. During the express delivery process, a large amount of user data will be generated, such as recipient information, purchase details, etc. How to ensure the security of this data and prevent data leakage and abuse is an issue that cannot be ignored.

Although overseas express delivery to door services have many problems, it also brings new opportunities for economic development.

On the one hand, it promotes the development of international trade, giving more small and medium-sized enterprises the opportunity to participate in global trade, expanding the market scope and promoting economic growth.

On the other hand, overseas express delivery to door service has also driven the development of related industries, such as the innovation of logistics technology, the construction of warehousing facilities, etc. At the same time, it has also created a large number of employment opportunities, from couriers, warehouse managers to logistics managers, etc.

Returning to the People's Bank of China's work conference in the second half of the year, we can see that the central bank's decisions and deployments play an important role in regulating and guiding the development of emerging economic phenomena, including overseas express delivery services.

The central bank can influence the liquidity and capital cost of the market through monetary policy regulation, thereby providing a more favorable financing environment for logistics companies and promoting their development and innovation. At the same time, the central bank's supervision and prevention of financial risks can also ensure the stable operation of financial businesses related to overseas express delivery services.

In addition, the central bank also plays an important role in promoting the development of financial technology. The application of financial technology can improve the payment and settlement efficiency in overseas express delivery services, reduce transaction costs and enhance user experience.

In short, as a representative of the emerging economic phenomenon, overseas express delivery service is closely related to the work of the People's Bank of China in the second half of the year. Under the guidance and regulation of the central bank, it is believed that this service will continue to improve and develop, bringing more convenience and opportunities to economic growth and people's lives.