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Although electronic payment is convenient and efficient, it is difficult for some groups to use it. The elderly may have limited acceptance of new technologies and find it difficult to operate electronic payment tools. The weak network infrastructure and unstable signals in rural areas often hinder the use of electronic payment.

The rise of overseas express delivery to the door may seem unrelated to this, but it actually has a potential impact. The development of overseas express delivery to the door service has led to an increasing demand for digital management and payment systems in the logistics industry. This has, to a certain extent, promoted the innovation and improvement of electronic payment technology. However, for the elderly and rural residents, these advances may not directly change their payment habits.

For the elderly, learning a new payment method may bring great psychological pressure. They are used to the intuitiveness and security of cash transactions and are worried about errors or fraud in electronic payments. Rural residents are limited by their education level and information access channels, and their understanding and trust in electronic payments are relatively low.

To change this situation, efforts from many aspects are needed. On the one hand, education and training on electronic payment should be strengthened for the elderly and rural residents, helping them understand and master relevant skills in a simple and easy-to-understand way. On the other hand, the government and enterprises should increase investment in the construction of network infrastructure in rural areas, improve the network environment, and create good conditions for the popularization of electronic payment.

At the same time, payment platforms and related institutions also need to continuously optimize product design to make it simpler and easier to use, in line with the operating habits of the elderly and rural residents. In addition, payment security measures should be strengthened to enhance users' trust in electronic payments.

In short, solving the problem of cash payment preference among the elderly and rural residents requires the joint efforts of the whole society to create a more inclusive and convenient payment environment so that everyone can enjoy the convenience brought by technological progress.